Wednesday, April 9, 2014

Brasfield 1-2

 In this book Brasfield  presents the information in a very scientific fashion.  In the first chapter he goes over many of the historical event we learned in previous books.  He does not give many personal examples of how the health care system has affected him, but he gives many researched statistics on the economics of our current healthcare system.  Among these statistics, one I found surprising was the concentration of healthcare spending in our population.  The bar graph displayed that half of all health care cost is accounted for by only 5% of the population.  This brings about the issue of how health insurance should charge its users.  If it functioned like other insurances by charging those who used it most often a larger fee, the sickest people would eventually go broke (as many do currently).  Also, it doesn't seem right to charge patients for pre-existing conditions if it is not their fault.  Is a patient to blame for their health condition? In my opinion this is what sets health insurance apart from other insurances.  Unlike something like auto-insurance, a patient is not always to blame for their health.  There are other factors like bad genetics or bad environment that can affect a patients health.  So it seems if health insurance was to function this way there would be a fair amount of discrimination towards the people who would need the service the most, which suggest the government should be involved to avoid this.

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